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I'm approaching 40 with no real retirement plan. My wife and I have accepted that I'll just keep working.

Business Insider Fews App News Provider
Fews App Post Time ha 12h

The author (not pictured) has realized that 'soft retirement' is probably in his future. Delmaine Donson/Getty ImagesEvery year, my wife and I have the same conversation about retirement. Another thing that happens every year? We realize that it's likely not doable.

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