I'm approaching 40 with no real retirement plan. My wife and I have accepted that I'll just keep working.

Fuente: Business Insider

The author (not pictured) has realized that 'soft retirement' is probably in his future. Delmaine Donson/Getty ImagesEvery year, my wife and I have the same conversation about retirement. Another thing that happens every year? We realize that it's likely not doable.

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