Debt Delinquency Is Getting More Severe. 1 in 4 MMI Clients Have at Least One Charged-Off Account.

Source: International Business Times

The nonprofit credit counseling agency reported higher unsecured debt, more personal-loan use and its busiest month for repayment-plan enrollments since 2011. Joe Raedle/Getty Images One in four clients at the nonprofit credit counseling agency Money Management International had at least one unsecured debt that a lender had written off as a loss in the first nine months of 2026, up from one in five in 2020. The average balance in collections reached $11,200, up 38% over the same six-year span.