AI Data Centers Are Too Big to Insure. Companies Are Doing it Themselves.

Source: International Business Times

Different exposures drive the risk index of an AI facility far above that of a traditional commercial building, making its risk pricing tough on insurers. Getty Images Building a modern AI data center can exceed $20 billion, a figure that Swiss Re Group has said can double once the graphics processing units (GPUs), tenants, and servers are in place. Post-construction, the infrastructure still requires specialized cooling systems, robust security infrastructure and high-voltage power grid connections to become (and remain) operational.