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Their surging student-loan payments are pushing them to slash their budgets and delay life milestones

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Student-loan borrowers are cutting back on home purchases and groceries to afford higher monthly payments. Matteo Della Torre/Getty Images; Alyssa Powell/BICristian Barcenas is getting ready to cut out date nights, food delivery, and Starbucks. He graduated from the University of California, Fresno, in 2013 with a student-loan balance of about $65,000.

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