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I've used credit card rewards to pay for vacations for 2 decades. Here are 3 tips to make the most of your points.

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Taryn White has used credit card points and airline miles to book vacations for herself and her family for over two decades. Courtesy of Taryn White/The Trip Wish ListTaryn White is a freelance travel writer and the founder of travel and lifestyle brand The Trip Wish List. She's used points to book trips to places like Puerto Rico, Bali, Sydney, Prague, and Johannesburg.

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