My mother-in-law's care costs about $11,000 a month. At 66 and 72, we can't retire because we need to help her out.

Source: Business Insider

Kim Berling has been caring for her mother-in-law (center) for nearly a decade. Kim BerlingKim Berling, 66, cares for her 99-year-old mother-in-law in Dallas while living in Albuquerque. Long-term care costs have forced Kim and her husband to cover the deficits monthly.

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