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I racked up $40,000 in credit card debt and kept it a secret from everyone. At 40, I had to move in with my parents to pay it down.

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Johanna Dickson. Courtesy of Johanna DicksonJohanna Dickson moved back home to New Jersey to tackle $40,000 in credit card debt accumulated in NYC. Johanna's debt began with store credit cards and escalated due to financial mismanagement.

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