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I secured an $849 monthly mortgage payment on my first home in New York. A few years later, I feel trapped by it.

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As lucky as I feel to have my own property, I also feel handcuffed to my home with an affordable mortgage in an unaffordable market. Melissa Jean-BaptisteI bought a home in 2019 for $195,000 with a $849 monthly mortgage payment that's hard to give up. I make more money and split my bills now, but this market makes buying another home feel impossible.

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