I graduated debt-free, but my husband had $20K in student loans. Here's what we want our kids to know about taking out loans for college.

Source: Business Insider

The author graduated from college without any student loan debt. Courtesy of Kris Ann ValdezI graduated debt-free by earning scholarships, going to school close to home, and working. My husband had student loans, and we want our kids to avoid taking out student loans.

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