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California home insurance prices set to spike 16% in 2026, leading the entire nation as prices surge

California
New York Post Fews App News Provider
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California home insurance premiums are set to rise by 16% in 2026, leading the way as the largest spike in the entire country. The jump in home insurance prices in the Golden State are more than five times what residents in states like Texas and Florida are expected to see. Texas is set to increase their insurance prices by 3% and Florida by 2%, while some states like New York and Maine are expected to see the same or cheaper costs (0% and -1%, respectively) according to Jonathan Lansner of the OC Register.

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