A professor started pursuing financial independence at 38. A 7-step ladder helped him go from debt to 'lean FI.'

Fuente: Business Insider

Miguel Marquez teaches French, Spanish, and personal finance at a university in Shenzhen, China. Courtesy of Miguel MarquezMiguel Marquez began pursuing financial independence in his late 30s. He uses a seven-step ladder, ranging from debt freedom to Fat FI, to make the goal feel achievable.

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A professor started pursuing financial independence at 38. A 7-step ladder helped him go from debt to 'lean FI.'

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