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They're doing everything right for retirement. Their parents didn't.

Business Insider Fews App News Provider
Fews App Post Time Hace 14h

Getty Images; Alyssa Powell/BIFor better or worse, America treats retirement like a personal problem. Yes, there's Social Security, but it's only designed to make up about 40% of your retirement income. As for the rest, the answer is to work hard, save up, and pray your calculations are right.

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