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Obamacare Premiums Jump 114% Overnight — Why 4.8 Million Americans May Drop Coverage in 2026

Obamacare
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Self-employed workers, small business owners, and families face tough choices as healthcare costs soar across the US. (PHOTO: Chang Duong/Unsplash) Enhanced tax credits that helped lower the cost of health insurance for the majority of Affordable Care Act (ACA) enrollees expired overnight as 2026 began, cementing significantly higher costs for millions of American families who now face impossible choices. On average, more than 20 million subsidised enrollees are experiencing a 114% increase in their premiums this year, according to an analysis by healthcare research non-profit KFF.

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