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I didn't think we had enough assets to need a will, and then my husband died

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The author (not shown) had a change of heart about her need to have a will after her husband died. Worawee Meepian/Getty ImagesMy husband and I didn't have many assets, so we didn't think a will was something we needed. After his death, I decided I needed a will to protect my daughter if something ever happened to me.

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